McKinney Texas New Homes That Are A Good Price With Low Taxes
McKinney, Texas is a growing community, and finding an affordable new construction home can be a challenge. However, there are several homes in McKinney that provide great value for those on a budget. This article explores various price points for new homes in the area, including homes priced under $300,000, ideal for first-time buyers or those looking to downsize.
Affordable Homes Under $350,000 in McKinney
If you're looking to buy in McKinney without breaking the bank, there are new homes available in the $350,000 range. These homes feature:
- Modern Design: Open-concept floor plans with luxury vinyl plank flooring throughout the first floor.
- Spacious Interiors: Multiple bedrooms, often split for privacy, and plenty of living space.
- Practical Amenities: Standard features like a large pantry, shaker-style cabinetry, and quartz countertops.
- Great Community Features: Homes are in neighborhoods with amenities such as a children’s splash pad, playgrounds, walking trails, and a resort-style pool.
The tax rate in McKinney is around 1.44%, which is relatively low, and the HOA fee is just $780 per year, making it affordable for homeowners.
Key Features of Homes in the $350,000 Price Range
- Floor Plan and Layout: These homes generally have around 2,000 square feet of space, with three bedrooms and two bathrooms.
- Living and Dining: The living room and dining areas are open, providing an easy flow for entertaining. Large windows allow natural light to flood the space, offering views of the backyard.
- Outdoor Space: Good-sized backyards with covered patios, perfect for family gatherings or letting children and pets play.
- Upstairs Bedrooms: Most homes in this price range place all the bedrooms upstairs, with a loft area that can be used as a secondary living space or homework station for kids.
The main bedroom features an ensuite bathroom with a large walk-in closet, double sinks, and a spacious step-in shower. The additional bedrooms are well-sized, making this home suitable for families.
Homes Priced Between $400,000 and $450,000 in McKinney
For those with a slightly larger budget, homes in the $450,000 range offer more square footage and additional features. These homes are ideal for families needing extra space and are typically around 3,000 square feet with five bedrooms and three bathrooms.
Additional Features of Higher-Priced Homes:
- Elevated Entryways: Homes in this price range often come with vaulted ceilings and grand entryways, giving a more luxurious feel as soon as you walk in.
- Larger Kitchen and Living Areas: These homes offer a more expansive open-concept design with larger islands, spacious kitchen areas with dark walnut shaker cabinets, and stone countertops that resemble granite.
- More Bedrooms: With five bedrooms and ample closet space, these homes are perfect for large families. Additionally, these homes often include a designated media or game room for added entertainment options.
Key Features of Homes in the $450,000 Price Range
- Upgraded Amenities: These homes come with upgraded cabinetry, a larger pantry, and additional storage areas, making them perfect for families who need more space to organize.
- Outdoor Living: Larger backyards that are ideal for entertaining or adding a pool, along with covered patios for outdoor gatherings.
- More Privacy: Split bedroom layouts are available, ensuring privacy for parents while still being close to their children.
- Quality Insulation: Builders are using spray foam insulation throughout the house, helping with energy efficiency and pest control, a key feature for homes in areas like North Texas.
Homes Under $300,000 in McKinney
For homebuyers on a tighter budget, there are still new homes available in McKinney for under $300,000. These homes may be smaller or come with fewer luxury upgrades, but they still provide excellent value. Homes in this price range typically feature:
- Efficient Use of Space: Around 1,500 to 1,800 square feet, with two or three bedrooms and one or two bathrooms.
- Basic Finishes: While not as luxurious as higher-priced homes, these properties feature durable vinyl flooring, standard cabinetry, and solid countertops.
- Great for First-Time Buyers: With a low HOA fee and affordable taxes, homes under $300,000 are a great option for those just entering the housing market or downsizing.
Benefits of Living in McKinney
- Low Tax Rate: At 1.44%, McKinney’s tax rate is relatively low, making it an affordable place to live in comparison to other Texas cities.
- Family-Friendly Community: McKinney offers great schools such as Green Elementary, Lacy Elementary, Souther Middle School, and Princeton High School, providing top-tier education options.
- Active Lifestyle: The neighborhood features walking trails, parks, and recreational amenities, making it ideal for families who enjoy spending time outdoors.
Conclusion
Whether you're looking for a home in the low $300,000s or you're ready to move up to a larger home in the mid-$400,000s, McKinney offers excellent options for families and first-time buyers alike. With affordable taxes, a low HOA fee, and great community amenities, McKinney is a wonderful place to call home. Consider your budget and family needs, and explore the many new construction homes available in this growing Texas city.
If you’re shopping for homes in Dallas or want to sell your current home, please reach out to us so we can create a seamless process for you!
